Leadership

In 2014, Steve Zborowski joined Evershore Financial Group, bringing over thirty years of experience and knowledge to his role as Boca Raton’s Managing Director. His diverse background and training enable him to help clients pursue their long-term financial goals through comprehensive, individualized financial strategies. Additionally, he is passionate about helping people build their practice and the acquisition of new talent into the industry.

Steve is a graduate of Ivy Tech State College and holds several registrations, including Series 6, 7, 63, Series 65, 24, 51, 26, and Florida 2-15 (Life, Health, and Variable Annuities). He holds a membership with GAMA International, an association of field leaders in the insurance, investment, and financial services industry.

When starting out as a financial advisor, Steve was recognized for his accomplishments through MDRT within his first year.  Later in his career as a manager, Steve grew the agency from 16 to 99 advisors. Steve believes that financial success doesn’t happen by chance and is instead done by choice. He is committed to the success of his clients and will listen, clarify, and help prioritize goals and aspirations before developing a financial strategy designed to help you achieve his clients’ vision.

Steve likes to play golf, travel, tinker in the yard, and go salt-water fishing. Originally from Indiana, he and his wife, Char, have been married for 33 years, have three adult children and a granddaughter.

Working with this individual or firm is not a guarantee of future financial results. Investors should conduct their own evaluation. Steve Zborowski is a Registered Representative and Investment Advisor Representative of Securian Financial Services, Inc. Evershore Financial Group offers securities and investment advisory services through Securian Financial Services, Inc., member FINRA/SIPC. Evershore Financial Group is independently owned and operated. 3300 PGA Blvd, Suite 990, Palm Beach Gardens, FL  33410. www.evershore.com. 3046085 4.2020 

I am a financial advisor with Evershore Financial Group, as an independent comprehensive financial services firm with offices in Orlando, Palm Beach Gardens, Boca Raton and The Villages. I have served as a financial professional for the past 10 years beginning my career as a bank teller while still studying Applied Economics at Florida State University. After completing my Bachelor of Science in 2011, I was accepted into a specialty banking program with PNC Bank where I moved to Columbus, Ohio to complete a year long rotation program learning the many areas of banking as well as obtaining the licenses required to be a Financial Advisor. I currently hold the FINRA Series 7 General Securities License, the FINRA Series 66 State Securities Law License, and the Florida Life, Health & Variable Insurance License.

As my career has progressed I have been in roles as a private banker as well as the benefits advisor to the University of Central Florida’s faculty & staff participating in the Florida Retirement System. I pride myself on being a comprehensive advisor that continues to educate myself on the needs of my clients. Over the last five years I have worked to master the financial planning software eMoney, providing my clients with not only a tool to create and monitor their financial plans, but a way to provide custom recommendations based on their unique needs.

Since joining Evershore Financial Group my network of clients has continued to grow and with the expansion of technology, I am now serving as the advisor for multiple families across the country. I currently have close relationships with clients in not only the Central Florida area but in Georgia, Ohio, Massachusetts, & Arizona. The wonderful part of being an independent financial services firm is that we have the ability to help solve our client’s financial needs regardless of their location.

Growing up in the Central Florida area and in an effort to give back to our community, I am currently serving as a member of the Central Florida Junior Achievement Leadership Council as well as going into the classroom to teach financial literacy to middle & high school students in Orange, Seminole and Osceola County.

Greg Abdalla is a Registered Representative and Investment Advisor Representative of Securian Financial Services, Inc. Evershore Financial Group offers securities and investment advisory services through Securian Financial Services, Inc., member FINRA/SIPC. Evershore Financial Group is independently owned and operated. 1750 N Maitland Avenue, Maitland, FL 32751. www.evershore.com. DOFU 04.2019 2484605

Dan Barboni is a Financial Advisor of Evershore Financial Group, an independent comprehensive financial services firm located in Palm Beach Gardens, Boca Raton, Orlando and The Villages.

In today’s world dominated by impersonal & generic internet advice, Mr. Barboni specializes in tailored Estate Planning and Wealth Management solutions.

A married father, Mr. Barboni has built a successful career on the belief that clients’ goals are as important as his own.

Daniel Barboni is a Registered Representative and Investment Advisor Representative of Securian Financial Services, Inc. Evershore Financial Group offers securities and investment advisory services through Securian Financial Services, Inc., member FINRA/SIPC. Evershore Financial Group is independently owned and operated. 3300 PGA Blvd, Suite 990, Palm Beach County, FL 33410 8.2018 2196270

I have been in the financial services industry for over 30 years. My areas of expertise include life insurance, long term care, estate planning, and the use of growth and lifetime income strategies through annuities for clients preparing for and living in retirement. I also teach educational workshops in our community on a variety of financial topics.

I joined Evershore in 2016 after 28 years with one of the largest life insurance companies in the United States. Working with an independent firm that has an extensive network and resources has enabled me to provide a multitude of products and solutions to fit every clients’ unique needs.

I love to travel and am an avid golfer. I also enjoy spending time with my 91 year old father as well as my new granddaughter.

Malcolm Engstrom is a Registered Representative with Securian Financial Services, Inc., Securities are offered through Securian Financial Services, Inc. Member FINRA/SIPC. Evershore is independently owned and operated. 3130 Glenview Rd, The Villages, FL 32162. DOFU 4.2019 2471792

As a Financial Advisor, I focus on helping individuals, families, and businesses meet their goals through insurance, investments, and sound financial strategies. I take pride in being able to help my clients navigate changes that affect their financial future.

I do this by looking first at your vision for the future. It says a lot about you. And, like you, your vision is unique. By listing your goals and objectives, and comparing what you have to what you want, I will work with you to define your vision of a secure financial future.

My office is located in Palm Beach Gardens, where I also offer tax preparation and accounting services through Legacy Financial Services, Inc.

To learn more about Legacy Financial Advisors, visit http://www.legacyfai.com. 

• Practicing tax preparer since 1989. 
• Introduced financial consulting into practice in 1998. 
• Currently hold a Series 6, Series 7, Series 66, and FL 2-15.

Jay Fischer is a Registered Representative and Investment Advisor Representative of Securian Financial Services, Inc., Securities and Investment Advisory Services offered through Securian Financial Services, Inc., Member FINRA/SIPC. Financial Advisors do not provide specific tax/legal advice and this information should not be considered as such. You should always consult your tax advisor regarding your own specific lax/legal situation. Evershore is independently owned and operated. 3300 PGA Blvd., Suite 100, Palm Beach Gardens, FL 33410. DOFU 4.2019 2516487

I am a Financial Advisor with Evershore Financial Group, an independent financial services firm in Orlando, Florida. With offices in Orlando, Palm Beach Gardens, Boca Raton, and The Villages, Evershore offers comprehensive financial solutions based each client’s individual needs.

I have lived all over the United States in addition to Japan and Germany. Moving so often gave me a great perspective and ability to adapt to change. I graduated from Florida State University in 2012 with a double major in economics and history and continued on to get my M.B.A. in 2013.

I began my career on the corporate side, working for over five years in finance operations. While in corporate America, I learned many sides of the finance industry; however, I always had the desire to help people more than a corporate position allowed.

Because of that desire, I pivoted careers to personal finance where I can use my passion and expertise to help people grow and protect their money. Growing up in a military family where change comes abruptly, I learned how one size does not fit all. I know that each individual is different and requires unique solutions to best achieve their goals and obtain a secure future.

Personally, I enjoy spending my time exercising, traveling, sports, reading, the outdoors, and spending time with my family and friends.

Daniel Garland is a Registered Representative and Investment Advisor Representative of Securian Financial Services, Inc. Evershore Financial Group offers securities and investment advisory services through Securian Financial Services, Inc., member FINRA/SIPC. Evershore Financial Group is independently owned and operated. 1750 N Maitland Avenue, Maitland, FL 32751. www.evershore.com. DOFU 09.2019 2722456

Tim Haynes has focused his practice on three main areas of business: medical practices, professional business, and personal estate planning. His financial background spans 40 years in Central Florida in both the private and public sector.

Tim has lived in West Volusia County for over 35 years since building a home in Deltona. He has deep community ties as demonstrated by his involvement in his local church, hospital boards and 4-H board. He has been involved with the Florida Hospital Fish Memorial Foundation since 2006, serving as the Treasurer, Vice-Chairman, and now as Chairman for the Southwest Volusia Healthcare Corporation, Florida Hospital Fish Memorial Finance Board, Florida Hospital Fish Memorial Physician Development Board, and chairman of the Volusia County 4-H Trustee Association.

Throughout his career, Tim continues to strive to bring education, business value and personal finance strategies to his clients. By serving on various hospital boards and by having a daughter who serves as an Midwife at Winnie Palmer Hospital, Tim has developed a unique understanding of the demands placed on professionals in the medical field and who own their practice. He has also worked on several business sale and succession plans enabling owners to successfully capture years of sweat equity.

Tim is licensed in 12 states, including Florida, Georgia, South Carolina, North Carolina, Virginia, Massachusetts, Maryland, West Virginia, Louisiana, Ohio, Arizona and California. Tim is an independent agent and can offer a wide array of products from most of the well-known insurance companies in the nation. He holds fixed and variable licenses, several professional designations and memberships to professional associations. These include LUTCF (Life Underwriter Training Charter Fellowship), CLTC (State Certification in Long Term Care planning), and membership in the FPA (Financial Professionals Association) and is an active member of the MDRT (Million Dollar Round Table) organization.

Tim works with his clients to address risk management concerns including life insurance, disability insurance, and long term care insurance. He has several working relationships with local at torneys and CPAs and can provide quality referrals. Tim can work with his clients and their tax and/or legal professionals to help coordinate their investments, life insurance and estate plan goals. His knowledge of qualified retirement plans and methods has proven valuable to his business clients. In today’s financial markets, it is important to have relationships with professionals you trust.

Million Dollar Round Table (MDRT) is an independent membership organization of life insurance and financial service professionals. Membership levels are based on commissions, premiums or fees generated within a year from investment and insurance products. Members must apply annually and pay a fee. Members must be members in good standing of a Professional Association which has met the following criteria: in existence at least 2 years, have 100 or more members, must be a nonprofit organization, must have a code of ethics and an effective means of dealing with breaches of its code. Members must also adhere to the MDRT Code of Ethics. Working with the advisor is not a guarantee of future fi nancial results. Investors should conduct their own evaluation.

Financial Advisors do not provide specifi c tax/legal advice and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation. Timothy is a Registered Representative and Investment Advisor Representative of Securian Financial Services, Inc. Evershore Financial Group offers securities and investment advisory services through Securian Financial Services, Inc., member FINRA/SIPC. Evershore Financial Group is independently owned and operated. 1750 N. Maitland Ave., Maitland, FL 32751. www.evershore.com 2939833 DOFU 2/2020

Roxanne Hosein is a Financial Advisor with Evershore Financial Group, an independent financial services firm located in Palm Beach Gardens, Boca Raton, Orlando and The Villages. She maintains an office in Boca Raton and in Palm Beach Gardens.

With an emphasis on professionals, families and businesses, Roxanne strives to develop ongoing relationships with her clients, working with individuals, families and business owners to design well-rounded comprehensive financial strategies to help realize their financial goals.

When you meet with Roxanne you can expect her to help you think through and understand what’s most important to you and then gather your resources to devise a strategy to get you there. She provides clear communication to help you make informed decisions, and an ongoing professional relationship to review and refresh your financial strategies throughout all life stages and changing priorities.

She holds the FINRA Series 7 and Series 66 registrations, and is licensed to offer Life, Health and Variable Annuities in Florida, Texas, Iowa and California.

Roxanne Hosein is a Registered Representative and Investment Advisor Representative of Securian Financial Services, Inc., Securities and Investment Advisory Services offered through Securian Financial Services, Inc., Member FINRA/SIPC. Evershore is independently owned and operated. 3300 PGA Blvd., Suite 990, Palm Beach Gardens, FL 33410. DOFU 3.2019 2461248

Richard is passionate about helping people. Serving as a Financial Advisor provides him the opportunity to listen attentively to the interests and needs of his clients, and to then help devise a strategy that is financially sound and comprehensive in nature.

Richard believes that knowledge is the key to a successful financial future. His business experience and commitment to providing clients with the resources needed to make financial decisions, can help make the client’s financial future as successful as it needs to be. He prides himself in getting to know each client so that he can understand their individual needs and what matters most to them. This helps him recommend strategies designed to meet their current needs, and more importantly, their future needs.

He has been in the financial services industry for over 10 years working with firms of varying sizes and scope. His industry experience has opened his eyes to the need for non-biased advice that results from extensive data gathering and due diligence. This process helps to ensure solutions and recommendations that are well-aligned with client objectives.

His practice is focused on working with physicians, business owners and executive managers throughout the country. He also helps many state and county employees throughout the State of Florida. He uses a variety of tools, services, and solutions which are at his disposal, so that he may help his client’s live life on their terms. One of his key objectives is to help create a sense of security for clients who are planning for or entering retirement. A sense of security is hard to quantify, but few would argue it is highly valuable.

A sound financial strategy may encompass some of the following: Investments, Retirement Strategies, Asset Protection, Buy/Sell Strategies and Wealth Management.

Richard and his family have been part of the Dade, Broward and Palm Beach County communities for over 20 years.

Richard LePore is a Registered Representative and Investment Advisor Representative of Securian Financial Services, Inc., Securities and Investment Advisory Services offered through Securian Financial Services, Inc., Member FINRA/SIPC. Evershore is independently owned and operated. 3300 PGA Blvd., Suite 990, Palm Beach Gardens, FL 33410. DOFU 4.2019 2483437

John joined Evershore Financial Group in 2019. He brings more than 30 years of experience and knowledge helping clients manage their financial responsibilities across a diverse set of solutions. He is passionate about helping clients identify their financial priorities, set objectives, and organize a manageable plan to accomplish their goals for retirement, income, legacy and charitable giving.

John believes his clients are best served by a team approach that integrates their needs with appropriate experts in investments, income analysis, tax strategies, risk management and estate considerations. He strives to understand each client’s emotional biases and attitudes toward investing to help them develop a plan that is rational and consistent with their beliefs. His endeavors are grounded in the spirit of helping people with compassion and understanding. His goal is that clients bring him the problems that need solutions because they comfortably place their trust in him.

John earned a BA in Economics and Psychology at Boston College, and a JD at Loyola University of Chicago. He holds Series 7, 63, 65 and 66 registrations with FINRA as well as the Florida 2-15 License for Life, Health and Variable Annuities.

John began his career in Chicago as an attorney practicing corporate and real estate law. After several years in practice he transitioned to the mortgage finance department of a prominent Wall St. investment banking firm and developed a practice consulting with institutional investors to manage their fixed income portfolios. Since the mid 90’s John has been helping both institutional and individual investors manage portfolios for income and diversification. John understands that his individual clients now require more holistic planning that includes diverse financial solutions. He joined Evershore Financial Group to build out that commitment to his clients.

John has lived in Fort Lauderdale with his wife Ann since 2010. They enjoy tennis, cycling, and working around the house. But most of their free time is spent with four adult children, three grandchildren, and extended families throughout the US and Canada.

John Moran is a Registered Representative and Investment Advisor Representative of Securian Financial Services, Inc. Evershore Financial Group offers securities and investment advisory services through Securian Financial Services, Inc., member FINRA/SIPC. Evershore Financial Group is independently owned and operated. 7284 W. Palmetto Park Rd., Suite 106, Boca Raton, FL 33433. www.evershore.com. 2960108 DOFU 2/2020

I began my professional career with John Hancock in 1975 and joined Evershore Financial Group in 2008. With over 40 years of experience in the insurance and financial services industry, my clients have come to think of me as their personal navigator. Many of them consider me a part of their family.

I have specialized in employee benefits which include, group health insurance, dental, life, disability, pensions, 401(k) plans, 401(a) plans, 457 plans, etc. I am the advisor of record for several cities in Florida and assist them with their employee benefits packages. I consider the employees my base for selling life insurance and annuities outside of their workplace, including their families, which include their spouses, children and their parents.

Another area that I have had very positive results from, for many years, is from multi-generational selling. I have many older clients, especially those that do not have family living near them, who know that they can call me at any time to help them whenever the need arises.

I am a Life and Qualifying Member of the MDRT and have achieved their highest awards by being Top of the Table and Court of the Table qualifier through the years.

Gloria Rosen is a registered representative of Securian Financial Services, Inc. Evershore Financial Group offers securities and investment advisory services through Securian Financial Services, Inc., member FINRA/SIPC. Evershore Financial Group is independently owned and operated. 3300 PGA Blvd, Suite 990, Palm Beach Gardens, FL 33410 www.evershore.com. 8.2018 2195277

I have the heart of a teacher. When I meet with clients, my objective is to empower them to make decisions for themselves and to support them along the way.

My name is Michael Speed. I was born in Pensacola, Florida but grew up in Houston, Texas. I moved back to Florida in 2011 to work for a firm that manages money for institutions and high- net worth individuals. I left the firm to work with people of all types who share a commonality: they seek a trustworthy advisor who they know they can turn to for sound financial advice.

I began my career in the financial services industry in 2009 when I served as a credit ratings analyst. In layman’s terms, this means I made recommendations to an official credit committee on the scoring of public debt. When school districts, counties, cities, or other local districts wanted to borrow money, I represented investors to understand what level of risk they were taking when buying bonds from these issuers.

Next, I came to Florida and provided the same service for owners of mutual funds investing in municipalities, states, hospitals, foundations, higher education institutions, airports, highway authorities, and others. I provided value by keeping our portfolio managers up-to-date on holdings in our mutual funds and making recommendations to buy, sell, or hold municipal bond transactions.

My experience as a bond analyst is applicable to everything I do. When conducting comprehensive financial planning, each step relates to skills I obtained while working as an analyst. First, I gather data to understand my client’s background, goals, risk tolerance, and account objectives. Second, I evaluate the information obtained to understand how to best serve the needs and interests of my client. Third, I make recommendations based on my analysis and offer a plan to implement those recommendations. Based on the impressions of my client, we decide on the recommendations to implement and a frequency with which to monitor the plan. Communication, listening, and working together are the skills most frequently employed.

I currently help clients in the following ways:

• Build and manage wealth                                           • Protect their income
• Organize their finances                                               • Protect their families in the event of death
• Maximize after-tax net worth                                     • Prepare for an event of long-term care
• Plan for retirement                                                      • Protect their businesses
• Decide on an income strategy in retirement               • Compensate their employees
• Plan for their  estate transfer                                       • Prioritize their debt
• Distribute wealth efficiently                                       • Invest for their future selves

One of the ways I bring added value to my clients is by offering them an extended network of professionals whom they can contact if they are in need of services. I spend three hours each week networking with these individuals to enable me to make quality referrals when needed. This extended network consists of qualified professionals in industries such as estate planning, tax consulting, business and family law, real estate, and many others.

My wife and I reside in Longwood, Florida, and we are the blessed parents of seven children.  It would be my honor to serve you and your family as your comprehensive financial planner.

Michael E. Speed is a Registered Representative and Investment Advisor Representative of Securian Financial Services, Inc. Evershore Financial Group offers securities and investment advisory services through Securian Financial Services, Inc., member FINRA/SIPC. Evershore Financial Group is independently owned and operated. 1750 N. Maitland Avenue, Maitland, FL 32751. www.evershore.com. 8.2018 2206187

As a financial advisor I bring product knowledge experience and a caring concern for clients to offer what is best for each one. I help people make informed financial decisions to reach their life goals. I focus my knowledge and experience helping individuals, businesses, and municipalities help prepare for their future with financial strategies and implementation of retirement solutions, education funding strategies, investments, and insurance. I have worked for several established health and financial companies and has serviced the retirement plans of several local municipalities.

Throughout my twenty-one year career in the financial services industry, my main focus has been educating and encouraging women to take an active role concerning their finances and has significantly increased women’s participation in retirement plans since being involved with municipalities. I am licensed in Florida, Georgia, Alabama, Tennessee and New York, and holds the Series 7 and Series 66 registrations. I am also a Chartered Retirement Planning Counselor (CRPC). A CRPC covers the entire retirement planning process from meeting multiple financial objectives, retirement income, personal savings, employer sponsored retirement plans, retirement cash flow and income, asset management and more.

I offer my clients a wide array of financial solutions that can help them to be customized to their unique financial needs both before and after retirement.

I work with clients and business owners to analyze your current situation and  recommend clear, easy-to-understand financial strategies. I will also work with your tax and legal advisors to make sure that these strategies are appropriate for your situation. Finally, I help you implement your strategies using financial products and techniques that are suitable for you and your business.

I am dedicated to helping my clients with care and concern for their interests in   the best way possible with the highest professional standards. My core values are integrity, loyalty, and determination, all of which I use every day to help better my life and the lives of my clients.

Financial Advisors do not provide specific tax/legal advice and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation.

Cindy Strickland is a Registered Representative and Investment Advisor Representatives with Securian Financial Services, Inc. Securities and Investment Advisory Services offered through Securian Financial Services, Inc., Member FINRA/SIPC. Evershore Financial Group is independently owned and operated. 1750 N. Maitland Avenue, Maitland, FL 32751. 3/2019 TN#2462481

With more than 21 years of professional experience in the financial services industry, I have worked with banks, brokerage and insurance firms as a Financial Advisor and have clients in many states. I offer an unbiased, pro-active and detailed approach to creating sound financial strategies for my clients - customized through many well-established companies and platforms in the industry. I believe clear communication in explaining the details of a financial strategy is key so that clients can make the best decisions for their needs.

I have been recognized with the companies I have worked with, and attend financial conferences regularly to keep current with industry trends and education.

I am committed to my long-term client relationships and understand that each client has unique goals and needs. I am focused on personal service and am proud of the friendships I have formed with my clients and their families. 

Personally, I love to travel and explore and learn about new places and people. I am passionate about classical and jazz music and attend concerts, musicals and plays whenever I can. I also enjoy playing a round of golf on the weekends.

Sandi Washburn is a Registered Representative and Investment Advisor Representative of Securian Financial Services, Inc., Securities and Investment Advisory Services offered through Securian Financial Services, Inc., Member FINRA/SIPC. Evershore is independently owned and operated. 3130 Glenview Rd, The Villages, FL 32162. DOFU 7/2018 2176844

Susan is a Financial Advisor with Evershore Financial Group and has been in the financial services industry with her CFP designation since 1992. Susan has an MBA in Finance from Nova Southeastern University. She takes pride in her line of work, helping individuals, families, and businesses grow wealth and achieve their financial goals.

Before entering the financial services industry, Susan debuted in her working life as a registered nurse. After learning that her parents were victims of a Ponzi scheme, Susan changed careers in order to help ensure that others don’t suffer the same fate.

Susan has spoken about personal finance to many groups including the Women’s Entrepreneur Network at Palm Beach State College, and the Palm Beach County Directors of Nursing Association. She also lectures on financial literacy to young adults through her volunteer role as a mentor for Women of Tomorrow and as a guest lecturer at Women in Distress.

Susan is the Past President of the South Florida Financial Planning Association and a member of the Greater Boca Raton Chamber of Commerce, the Greater Delray Beach Chamber of Commerce, the Coral Springs Chamber of Commerce, the American Business Women’s Association, Women For Excellence and the Boca Raton Estate Planning Council.

Susan loves to spend time in her garden reading a good book, watching football, big game fishing, and visiting her grown children. She lives in Boca Raton with her husband of 34 years, her elderly demented Chihuahua and her extremely fluffy cat.

Susan Weinblatt is a Registered Representative and Investment Advisor Representative of Securian Financial Services, Inc. Evershore Financial Group offers securities and investment advisory services through Securian Financial Services, Inc., member FINRA/SIPC. Evershore Financial Group is independently owned and operated. 3300 PGA Blvd, Suite 990, Palm Beach Gardens, FL 33410. www.evershore.com. 2978701 DOFU 3/2020