Broker Check
Timothy W. Haynes, LUTCF, CLTC

Timothy W. Haynes, LUTCF, CLTC

Vice President, Financial Advisor

Tim Haynes has focused his practice on three main areas of business: medical practices, professional business, and personal estate planning. His financial background spans 45 years in Central Florida in both the private and public sector.

Tim has lived in West Volusia County for over 40 years. He has deep community  ties as demonstrated by his involvement in his local church and charities. Tim has volunteered countless hours in leadership positions for several charity boards and within Evershore Financial Group.

Throughout his career, Tim has focused on providing client education in subject areas such as business succession planning, keyman strategies, retirement planning, both for employer groups and individuals as well as personal finance.

By having several physicians as clients, Tim has developed a unique understanding of their business models. Having a daughter in medicine at Winnie Palmer Hospital has served to enhance his understanding of medical
practices and their unique challenges.

Tim is an independent agent licensed in many states and can offer a wide array of products from most of the well-known insurance companies in the nation. He holds fixed and variable licenses, several professional designations and memberships to professional associations. These include LUTCF (Life Underwriter Training Charter Fellowship), CLTC (State Certification in Long Term Care planning), and membership in the FPA (Financial Professionals Association).

Tim works with his clients to address risk management concerns including life insurance, disability insurance, and long term care insurance. He has several working relationships with local attorneys and CPAs and can provide quality referrals.

Tim can work with his clients and their tax and/or legal professionals to help coordinate their investments, life insurance and estate plan goals. His knowledge of qualified retirement plans and methods has proven valuable to his business clients. In today’s financial markets, it is important to have relationships with professionals you trust.